Every month, American Consumer Credit Counseling will post a poll question on its homepage. For the month of January, ACCC asked 2 questions about holiday spending.
- How much did you spend on holiday shopping in 2011?
- Did you spend more or less in 2011 than you did in 2010?
Here’s what we found out…
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This is a series following my experience tracking my expenses through January. I’m exploring this cash flow management technique with an eye towards what it feels like to write down every single time I spend money. It’s not that people don’t know how to track their expenses (the nuts and bolts are not particularly difficult), but there are buckets full of internal obstacles that make the practice very difficult.
I’m posting about the experience so when you try tracking your spending (because slaying ignorance leads to more budgeting peace of mind) you’ll know you’re not alone, this stuff is hard, but hopefully in the end tracking your spending is worth it.
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