Anyone with a low credit score has asked the questions: “How can I improve my score?” and “How fast will it change?” There are several answers to the first question, and we’ll explain some of the best ways to improve your credit score below. The second question, however, has one answer… slowly. There is no [...]
As part of an ongoing polling project, American Consumer Credit Counseling has been posting a different poll question at ConsumerCredit.com each month. Last month, we asked: Have you ever found an error in your credit report? This survey comes in the wake of a recent announcement made by the Consumer Financial Protection Bureau that, beginning [...]
We’ve discussed the importance of one’s credit report and score several times here at Talking Cents. By now you should know what the score means, how it’s calculated (more or less), how to obtain your free report, and how to build a credit history. But we’re wondering about your actual experience with your credit report. [...]
Every month, American Consumer Credit Counseling posts a poll question on its homepage. For the month of March, ACCC asked… Do You Know Your Credit Score? We had 819 responses. Here’s what we found out…
I am often tempted, as I stand at the checkout counter of a retail store, to open up a credit card for that store. The discounts and perks are enticing, so why not just open the card, use it, pay it off, and then close it? As simple as that sounds, I decided it was [...]
Here’s a little video we produced to illustrate how your credit report can follow you through many areas of your life, and potentially wreak havoc. In this case, a job interview. Monty Python-esque?… Not so much. But the message is valid and we had fun. Enjoy!