
This is a series following my experience tracking my expenses through January. I’m exploring this cash flow management technique with an eye towards what it feels like to write down every single time I spend money. It’s not that people don’t know how to track their expenses (the nuts and bolts are not particularly difficult), [...]

This is a series following my experience tracking my expenses through January. I’m exploring this cash flow management technique with an eye towards what it feels like to write down every single time I spend money. It’s not that people don’t know how to track their expenses (the nuts and bolts are not particularly difficult), [...]

I hate tracking things. I’m terrible at it. The terrible stems from the hating part. I actually feel a bit reviled right now just thinking of tracking myself on anything. I’ve tried to track my eating habits before because up ’til now I cannot cook, and my nutrition has suffered; that lasted about 6 days. [...]

Cigarettes are known to cause cancer. Fast food and junk food from the grocery store is convenient and often cheap, but not very good for you. Alcohol is another unnecessary indulgence that can lead to health issues. What’s the common theme here? All of these are optional expenses, and all can do you harm if [...]
by John T on December 21, 2011

So far, here in Massachusetts, its been a pretty mild December and our only snow was in October. Go figure. But I’m guessing its going to be cold sometime this winter, and if you have an oil furnace you need to buy oil. Here’s a few tips on getting your best deal.
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by Dan P on December 19, 2011

Unfortunately, most schools do not teach children about the importance of money and how to budget properly (What’s up with that!?). Because of this many kids learn how to budget from their parents. So it’s time to flex that financial muscle of yours and teach Jr how awesome you are when it comes to finances. [...]

The following is a Guest Post Written by David K.
It can be a challenge to do up a nice, home-cooked holiday meal in the midst of a national recession. If you are feeling like one of those credit report commercial pirates who has no job and no money, you are not alone. The good news [...]
by Dan P on December 2, 2011

So you made your list and checked it twice (Hooray for holiday puns!) to make sure you got gifts for everyone on your list. Now it’s time to decorate. Crank up the holiday music and get to work. One problem before you get crackin’ though. Holiday decorations are expensive, especially the ones [...]

We’ve been having some conversations here at Talking Cents headquarters about ways to save money around the holidays. The topic turned to gift-giving, so we talked about Yankee Swaps and Secret Santa. I’ve written about Yankee Swaps before, but a few of my colleagues are still unclear on exactly how these gift-giving methods are done. [...]
by Dan P on November 30, 2011

Turkey day has come and gone and now it’s time for the busiest holiday of the year to begin. You know what that means… spending, spending, and you guessed it… more spending. With all of the presents to buy, food to prepare and gas to fill your tank (To drive all the way to Uncle [...]