
According to a recent ACCC Poll, 80 percent of respondents claimed that they do not know how to optimize their retirement funds. That is a very troubling number. I know retirement is not the most exciting or interesting topic in the financial world… or in any world, really. That doesn’t mean that it’s not important. [...]

This Tuesday, April 23rd, marks the American Bankers Association’s Teach Children to Save Day. Teach Children to Save is a national program that organizes banker volunteers to help young people develop a savings habit early in life. The goal of this initiative is to educate children (students aged 5-18) on saving, budgeting, recognizing needs and [...]

With holiday bills and expenses lingering into the new year, many of us are looking for some small, simple solutions to save a few dollars here and there. We look to our smartphones to check email, browse the web, play games, find restaurants, navigate, plan and organize, and even bank. Sometimes it seems like everything [...]

Over the past few months, we have all learned that teetering on the edge of the fiscal cliff is not a pleasant place to be. Although the country’s national debt has dominated media attention, many Americans also face the threat of their very own fiscal cliff. The average household carries about $6,600 in credit card debt. [...]

If you’re like me and your days are spent reading personal finance blogs (or even if you just read this blog every once in a while) you are inundated with money saving tips. From grocery shopping, to entertainment, to holiday shopping, everyone has advice on how to do it on the cheap. But this post isn’t going [...]

Certain costs and spending cannot be avoided. Your home needs heat, your family needs food, and your car needs gas. Many of us also like to spruce up our homes and our wardrobes from time to time and if you follow some of Janice’s tips, it doesn’t have to be too costly. However, more and [...]

On a typical day, I’ll peruse several personal finance and self-improvement websites. I enjoy them, learn from them, and can apply the lessons to my own life and work. Today, however, I am finding myself disagreeing with much of what I am reading. That’s usually not the case. Maybe it’s just the mood I’m in, [...]

The New Year is always a time of resolution. It’s a time for fresh starts and renewed ambitions. This January thousands of consumers nationwide will be setting goals for their physical health and diet, but many will also use the New Year as an opportunity to tackle their financial goals for the coming year. According [...]

Just 1 month ago, most people were thinking about gifts and parties. Now that the holidays are over, a lot of people start the New Year thinking about health and physical fitness. Your budget may be tight after a holiday season of spending. The good news is that there are ways to get in shape [...]

As we approach the beginning of yet another year, consumers and families are given an opportunity to start anew with a fresh financial plan. At ACCC we work with clients year-round to help break bad spending habits and to overcome significant financial challenges and we know how overwhelming this uphill climb can be. But, over [...]