From the category archives:
I am often tempted, as I stand at the checkout counter of a retail store, to open up a credit card for that store. The discounts and perks are enticing, so why not just open the card, use it, pay it off, and then close it? As simple as that sounds, I decided it was [...]
{ 0 comments }
Unfortunately, most schools do not teach children about the importance of money and how to budget properly (What’s up with that!?). Because of this many kids learn how to budget from their parents. So it’s time to flex that financial muscle of yours and teach Jr how awesome you are when it comes to finances. [...]
{ 0 comments }
Haven’t got your shopping done for the holidays? Well, you’re not the only one… (Cough, Cough, points at self). Yes, yours truly hasn’t finished his holiday shopping either. Soon I’m going to be one of the many mobbing the malls trying to finish off those gifts we forgot to cross off the list. As much [...]
{ 0 comments }
There are several important features to consider when applying for a credit card: Interest Rate, Credit Limit, Fees (if any), Rewards, etc. Most credit cards come with some form of rewards program, such as miles for air travel, points towards merchandise, or cash back based on a percentage of your spending. There are several combinations [...]
{ 0 comments }
Rewards and loyalty cards, what’s the deal with every store having one today? They always ask the same questions when you reach the cash register, “Did you find everything ok? Would you like to sign up for a credit card with us? Would you like to join our rewards program today?” At this point of [...]
{ 0 comments }
Video games have come a long way since the very first video game system was invented. They now allow you to surf the internet, play and chat with other players from all over the world, play games in high definition, download and watch movies, and purchase add-ons to extend play on certain games. It really [...]
{ 0 comments }
For people struggling with credit card debt, there are several debt repayment options offered by organizations to help you. Some people think they’re all the same, or that they’re all scams. The repayment options are all legitimate but, frankly, some of the organizations are shady. The options are only as legit as the organization that [...]
{ 4 comments }
In a previous post we discussed How to Use Credit Wisely. Hopefully, you’ve already been practicing some of the methods and ideals that were mentioned. But if you’re already in some trouble with credit card debt, you’re probably more concerned with digging yourself out. We’ll talk about methods to pay off your debt at another [...]
{ 1 comment }
Credit card debt can spiral out of control. Here are some ways to protect yourself from getting in over your head.
Do not use credit cards to finance an unaffordable lifestyle. If you are constantly using credit cards and are unable to pay the resulting bill each month, then consider whether you are using your cards [...]
{ 4 comments }
Paying off a credit card balance takes hard work, dedication, and sometimes a few shed tears or longing looks at a store window you force yourself to walk past. Getting caught in the spiral of interest and fees is easier than climbing out, so when the statement comes in the mail (email?) with a beautiful [...]
{ 0 comments }
