From the category archives:
Anyone with a low credit score has asked the questions: “How can I improve my score?” and “How fast will it change?” There are several answers to the first question, and we’ll explain some of the best ways to improve your credit score below. The second question, however, has one answer… slowly. There is no [...]
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This past weekend a friend of mine gleefully exclaimed “I just got approved for my first credit card”. Without thinking I immediately blurted out “oh jeez please be responsible”, then quickly wanted to smack myself for sounding like her mom. Having gotten my first credit card when I was 18 (and learning a few lessons [...]
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50% of college students have four or more credit cards. That’s more than any responsible person needs. Many students use cards to either live beyond their means or pay for tuition and other education expenses. But when bills aren’t paid in full every month, the cost of education becomes even higher than it already is. [...]
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As of today, it’s been 2 years since the CARD Act (Credit Card Accountability, Responsibility and Disclosure) was enacted. Seems like only yesterday she was crawling on the floor eating stale cheerios. Memories… Anyway, the CARD Act employed several new restrictions and rules regarding how credit card companies operate and how they communicate with you. [...]
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I am often tempted, as I stand at the checkout counter of a retail store, to open up a credit card for that store. The discounts and perks are enticing, so why not just open the card, use it, pay it off, and then close it? As simple as that sounds, I decided it was [...]
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Unfortunately, most schools do not teach children about the importance of money and how to budget properly (What’s up with that!?). Because of this many kids learn how to budget from their parents. So it’s time to flex that financial muscle of yours and teach Jr how awesome you are when it comes to finances. [...]
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Haven’t got your shopping done for the holidays? Well, you’re not the only one… (Cough, Cough, points at self). Yes, yours truly hasn’t finished his holiday shopping either. Soon I’m going to be one of the many mobbing the malls trying to finish off those gifts we forgot to cross off the list. As much [...]
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There are several important features to consider when applying for a credit card: Interest Rate, Credit Limit, Fees (if any), Rewards, etc. Most credit cards come with some form of rewards program, such as miles for air travel, points towards merchandise, or cash back based on a percentage of your spending. There are several combinations [...]
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Rewards and loyalty cards, what’s the deal with every store having one today? They always ask the same questions when you reach the cash register, “Did you find everything ok? Would you like to sign up for a credit card with us? Would you like to join our rewards program today?” At this point of [...]
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Video games have come a long way since the very first video game system was invented. They now allow you to surf the internet, play and chat with other players from all over the world, play games in high definition, download and watch movies, and purchase add-ons to extend play on certain games. It really [...]
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