From the category archives:
I am often tempted, as I stand at the checkout counter of a retail store, to open up a credit card for that store. The discounts and perks are enticing, so why not just open the card, use it, pay it off, and then close it? As simple as that sounds, I decided it was [...]
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Unfortunately, most schools do not teach children about the importance of money and how to budget properly (What’s up with that!?). Because of this many kids learn how to budget from their parents. So it’s time to flex that financial muscle of yours and teach Jr how awesome you are when it comes to finances. [...]
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Haven’t got your shopping done for the holidays? Well, you’re not the only one… (Cough, Cough, points at self). Yes, yours truly hasn’t finished his holiday shopping either. Soon I’m going to be one of the many mobbing the malls trying to finish off those gifts we forgot to cross off the list. As much [...]
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It seems like everyone nowadays has a smart phone that can take pictures, surf the web, download apps or play their favorite music. Well if you have a smart phone then you most likely have a data plan for it. Have you ever exceeded the amount of data you were limited to and got charged [...]
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Here’s our very own Steve Trumble, President of American Consumer Credit Counseling, featured on NECN. In this segment, Steve talks about the importance of SMART goals when digging out of credit card debt. This is especially important around the holiday season
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Here’s a little video we produced to illustrate how your credit report can follow you through many areas of your life, and potentially wreak havoc. In this case, a job interview. Monty Python-esque?… Not so much. But the message is valid and we had fun. Enjoy!
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TalkingCents blogger (and Community Outreach Educator for ACCC), Julie Soforenko was interviewed on NECN on September 14th 2011, and answered some common questions about credit counseling. Watch it here…
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Whether you’re a student heading off to college or the parent of one, it’s a good idea to get some financial basics squared away before taking that first step toward independence. On the first day a student could be picking up books, making friends, and hitting the cafeteria. A few weeks later they’re selling books [...]
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You can’t obtain credit without a positive credit history. You can’t build a history until you’ve had some credit. So what are you supposed to do? There actually are some options for those looking to get started who may not be eligible for conventional credit cards and loans.
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We all know how a credit score is calculated… sort of (see our previous post to find out: How is a Credit Score Calculated?) But there’s still the matter of the actual credit report. What’s that all about? You do have a right to know. That’s what the Fair Credit Reporting Act guarantees. Let’s talk [...]
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