Every month ACCC holds a poll question over at ConsumerCredit.com. In April we asked: How Financially Fit Are You? We asked about what basic personal finance skills people feel capable or incapable of. Here’s what we found out…
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From the category archives:
Credit
Anyone with a low credit score has asked the questions: “How can I improve my score?” and “How fast will it change?” There are several answers to the first question, and we’ll explain some of the best ways to improve your credit score below. The second question, however, has one answer… slowly. There is no [...]
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Recently, a friend of mine told me she was thinking about leasing her next car. I immediately told her that was a bad idea. When she asked my why, my only explanation was “because my dad told me never to lease a car.” Obviously this was not a valid explanation. I decided to do some [...]
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As we approach the beginning of yet another year, consumers and families are given an opportunity to start anew with a fresh financial plan. At ACCC we work with clients year-round to help break bad spending habits and to overcome significant financial challenges and we know how overwhelming this uphill climb can be. But, over [...]
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As part of an ongoing polling project, American Consumer Credit Counseling has been posting a different poll question at ConsumerCredit.com each month. Last month, we asked: Have you ever found an error in your credit report? This survey comes in the wake of a recent announcement made by the Consumer Financial Protection Bureau that, beginning [...]
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Keeping up with the Joneses. You know what it means. It’s an idiom referring to the comparison of one’s material possessions to those of a friend/neighbor. For example: You walk outside and see Mr. Jones across the street hosing down his jet-ski after a day out with the family. His beautiful wife and freakishly athletic [...]
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This past weekend a friend of mine gleefully exclaimed “I just got approved for my first credit card”. Without thinking I immediately blurted out “oh jeez please be responsible”, then quickly wanted to smack myself for sounding like her mom. Having gotten my first credit card when I was 18 (and learning a few lessons [...]
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We’ve discussed the importance of one’s credit report and score several times here at Talking Cents. By now you should know what the score means, how it’s calculated (more or less), how to obtain your free report, and how to build a credit history. But we’re wondering about your actual experience with your credit report. [...]
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Every month, American Consumer Credit Counseling posts a poll question on its homepage. For the month of March, ACCC asked… Do You Know Your Credit Score? We had 819 responses. Here’s what we found out…
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50% of college students have four or more credit cards. That’s more than any responsible person needs. Many students use cards to either live beyond their means or pay for tuition and other education expenses. But when bills aren’t paid in full every month, the cost of education becomes even higher than it already is. [...]
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