by John T on December 21, 2011

So far, here in Massachusetts, its been a pretty mild December and our only snow was in October. Go figure. But I’m guessing its going to be cold sometime this winter, and if you have an oil furnace you need to buy oil. Here’s a few tips on getting your best deal.
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by John T on November 18, 2011

Okay, okay, its a feast… it’s supposed to be over the top, too much to eat. Well, you can still celebrate the season without busting your budget. My first suggestion which will save you the most may or may not be for you….
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Months ago we posted an article about impending debit card fees. Well folks, here they are. At least at Bank of America and several other large banks. A consequence of the Durbin Amendment to the Dodd- Frank Act, Bank of America, and many other large banks are rolling out monthly fees for debit card users.
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by John T on September 14, 2011

What’s Your Cigarette?
Okay, before you click away, this isn’t entirely about cigarettes. If you don’t smoke there may still be something here for you. At least read my little story…
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So , what do you consider your biggest “purchase” over a lifetime? And how will you pay for it? For some folks the biggest purchase is a home, paid for with a mortgage, and pretty much dependent on your credit score for your interest rate. For others, it might be a car -once again, usually [...]

All right, I’m not talking about walking and picking up cans here. There’s too much competition in that anyway… What I am talking about is saving money recycling electronic items that have reached the end of their usefulness. For example…
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Independence day – July 4th
In 1776 when our forefathers declared our independence from Great Britain, they started with a great vision of what our country could be. Free, independent, self governing. As the 4th of July approaches, its a good time to think about what independence really means.
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I always thought debit card ATM fees were a very silly expense. Using off network ATM’s can be very expensive, and almost always just a result of poor planning. Convenience can be costly. Using a debit card for a purchase, that was a different story, until now….
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Now that the Credit Card Act has been in place for several months and additional restrictions have been placed on credit card issuing banks, it only makes sense that banks would try and find a way to make up for their lost revenue. After all, they are in business to make money, and some of [...]

I love my dad. And I am sure you love yours too. I’d love to present him with a brand new car every Father’s Day. But that isn’t going to happen. So what do you get the guy who has everything, and still stay on budget? Here’s a few ideas…
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