From the monthly archives:
Where I grew up, the 4th of July is the biggest holiday of the year. Bigger than Christmas. Bigger than Thanksgiving. Bigger than Administrative Professional’s Day. People come from all over to hit the beach, go to cookouts, and drink heavily all day. Then they hit the beach, watch fireworks, and drink heavily all night. [...]
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So you park your car and quickly run into the convenience store to grab something. You get back to your car and your GPS, MP3 player, and phone are gone. All this happened in just a matter of minutes yet they still managed to walk off with more than $300.00 of your merchandise. You have [...]
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I always thought debit card ATM fees were a very silly expense. Using off network ATM’s can be very expensive, and almost always just a result of poor planning. Convenience can be costly. Using a debit card for a purchase, that was a different story, until now….
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We all know how a credit score is calculated… sort of (see our previous post to find out: How is a Credit Score Calculated?) But there’s still the matter of the actual credit report. What’s that all about? You do have a right to know. That’s what the Fair Credit Reporting Act guarantees. Let’s talk [...]
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So you’re at work and it’s lunch time. Time to go out and grab something to eat right? Well sure, if you can afford it. But for those of us on a budget, we’re usually brown-bagging our lunch. We all know that bringing food from home isn’t always exciting. But there are ways in which [...]
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Now that the Credit Card Act has been in place for several months and additional restrictions have been placed on credit card issuing banks, it only makes sense that banks would try and find a way to make up for their lost revenue. After all, they are in business to make money, and some of [...]
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Ever heard of the phrase “Getting the most bang for your buck?” Well if you keep this in mind when you are shopping you could end up saving yourself quite a few bucks. One specific area where you can really get a lot of bang for your buck is in the video game department.
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I love my dad. And I am sure you love yours too. I’d love to present him with a brand new car every Father’s Day. But that isn’t going to happen. So what do you get the guy who has everything, and still stay on budget? Here’s a few ideas…
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Okay, the sun is shining a lot more often, summer is here, and you need to protect those baby blues. Or browns, or hazels, or.. but anyway. What brought this post to mind was actually a conversation I overheard in a coffee shop a few weeks ago. A woman was talking to her friend about [...]
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There are several important features to consider when applying for a credit card: Interest Rate, Credit Limit, Fees (if any), Rewards, etc. Most credit cards come with some form of rewards program, such as miles for air travel, points towards merchandise, or cash back based on a percentage of your spending. There are several combinations [...]
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