Hopefully, you ‘ve already got your Resolution Notebook, and have written out your resolutions. And taken a look at last year’s budget, and made adjustments and plans for this year. If this sounds foreign to you, better go back and read parts 1, 2, and 3. If you have read all three parts, and have [...]
Okay, so you’ve got your Resolution notebook, and have written out some resolutions, and taken a look at your household budget from last year, or started developing the new year’s budget from last year’s expenses, or started developing this year’s budget. If you have not yet done those things, please go back to part 1 [...]
Hi. I’m a thief and I’d like to steal your identity. It’s not really that hard and I don’t really need any help from you. I just thought I’d let you know. I’m a pretty courteous thief. Hey, there’s a caring person underneath this lying, cheating exterior. If you really want to do me a [...]
How’s that New Year’s Resolution process coming? Got the notebook I suggested last time? Written out a few goals? Long hand?? Okay then let’s get into the “meat of the matter” (or for you vegetarians and vegans, the tofu of the matter.) If you haven’t got the notebook, go back and read part 1. I [...]
It’s not too early to start working on your New Year’s resolutions for 2011. Hopefully, becoming or remaining debt free is one of those resolutions. Lots of folks say New Year’s resolutions are a waste of time, and they break their resolutions in a week or two, so why bother? Well, a defeatist attitude like [...]
Spending money is pretty easy. I just lost $30 bucks betting on turtle races… just now. I know. Ridiculous. How could I bet against a turtle who’s name is Fast Eddie? I thought it was supposed to be ironic. Okay, not really. The point is that spending money is as easy betting on turtles.. or [...]
A Yankee swap is possibly the easiest way to exchange gifts during the holidays. It doesn’t require much thought, the budget is set, and generic gifts will do. But there’s an often frowned-upon practice that penetrates most swaps… the regift.