From the monthly archives:
This is the fourth post in a series of five that will focus on saving money in the areas where you spend the most…
Personal insurance and retirement
You might be tempted to cut back on your 401(K) contributions to pay off debt, but that’s not a good idea, if you can possibly avoid it. Most companies [...]
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Before there was money, there was the barter system. I’m not sure how systematic it actually was. From my understanding, it basically worked like this… If you needed something, you had to trade for it. It was up to the individuals involved to decide the values of things.
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This is the third post in a series of five that will focus on saving money in the areas where you spend the most…
Food
Dining out utilizes nearly half the average family’s food expenditures, so eating in more often is one of the fastest ways to trim your food budget. Other ways to control costs include:
Bring [...]
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Your home is your castle, which makes you a king or queen. And royalty can pretty much do whatever they want, right?
Especially something as normal as putting your stuff in a place that’s convenient for you.
If I don’t put my keys on my converted-candle-holder-to-key-holder-metal-meditating figure every time I walk through my apartment door there’s a [...]
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1. Don’t follow the supply list strictly. Use your own logic and consult your kids about which supplies are most important. I remember being in grade school and hardly ever using about 25% of the stuff my mom bought me.
2. Recycle old supplies. Your kids might not have used some of their old supplies, and [...]
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If you are a student, teacher or employee, there are many discounts out there to take advantage of which you may be unaware. It never hurts to be your own advocate and ask or do a little research to receive a few discounts here or there. After doing some research myself and hearing of many [...]
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Sometimes, saving money is not good enough to keep your debts at bay, and make ends meet. A part time job is always a solution, but what if there was a better way? A way that you would enjoy?
When I first sat down to write this post, I thought I would just create a list [...]
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When it comes to personal finances, you may have heard the term “needs and wants” thrown around. What we need and what we want can be two very different things. But what is a want, and what is a need? It’s a very subjective question. For people on a budget, the hard part is determining [...]
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This is the second post in a series of five that will focus on saving money in the areas where you spend the most…
Transportation
Buying used cars and driving them for years is a great way to reduce your lifetime transportation expenses. For short-term ways to reduce your transportation costs, try the following:
Raise the deductibles [...]
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Investing isn’t just for mom and dad anymore. College students across the country are making investments in products to make their lives more efficient and their wallets a little heavier.
By making investments in the products below I have not only helped the environment in many cases (no more plastic water bottles!) but I have also [...]
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