This is the first post in a series of five that will focus on saving money in the areas where you spend the most…
Average Household Spending* % of expenditures
Average income (before taxes) $63,091 N/A
Average annual expenditures $49,639 N/A
Housing $16,920 34%
Transportation $8,758 17%
Food $6,133 13%
Personal insurance and pensions $5,336 11%
Other $5,060 10%
Health care [...]
As of today, roughly 9.5% of Americans are unemployed. Times are tough. People are getting laid off and are struggling to find new jobs. We try to keep it pretty light-hearted around here, but there’s nothing funny about this struggle. Finding work in this economy is a challenge and, just like any challenge, it will [...]
In my search for personal finance gurus/ cool people who “get it” with personal finance I found Farnoosh Torabi. Farnoosh is a young success story, in addition to writing books and co-hosting with Jim Cramer, she has a TV show called Bank of Mom and Dad, which is conveniently available on Hulu.
Episode 1 confronts Christina, [...]
Food is great and is a necessity to keep you healthy but also can take quite the dent into your bank account. Over the last three years I have learned a few tips to help keep food spending to a minimum.
The first and most important way to save is by using your meal plan if [...]
I thought about extolling the virtues of the public library system, and how it keeps us a free nation by keeping all sorts of reading materials available. Educating the masses beyond the mainstream media, and all without commercial interruption, but…. nah… this blog is about personal finance. There’s plenty to love about the Library without [...]
Just about two weeks ago Massachusetts Governor Deval Patrick signed a law banning all drivers from texting while behind the wheel. The law, a result of intense lobbying by safe-driving advocates and families of loved ones lost in fatal accidents caused by distracted drivers, will take effect in October of this year. The ban covers [...]
Okay, lets get the kids in an uproar and tell them you are going back to school shopping already!
You can save a bundle of money by planning out your attack on all those needed supplies for school.
Always be shopping for the future!
It doesn’t matter that it is July, or August. You are going to [...]
Every college student must buy books. It’s an expense you must account for at the beginning of every semester. The key to the book buying art is to allow yourself time to shop around. If you do not allow yourself enough time you end up running to the book store the first day of classes [...]
Imagine it’s Saturday night and you just don’t want to pay the $30 it would cost for 2 movie tickets, popcorn, and a bottle of water. While the summer days are incredibly hot, the nights are warm, usually with a cool breeze. So grab 2 blankets, some snacks, your iPod, and your friends/ partner/ kids/mom, [...]
AHH! Summer is here, and the living is easy. (Or so the old, old song goes, so old that I don’t even know the name of it… somebody tell me in the comments section…)
So how do we have a great cookout without barbecuing the budget?
It’s really pretty easy.
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